Jeremy Ward recently obtained a jury trial victory for one of our insurance clients in a first party coverage case. Plaintiff was involved in an automobile accident. At the time of the accident Plaintiff had UIM coverage through his insurance carrier. Plaintiff proceeded with litigation against the person who caused the accident, then claimed the responsible party lacked sufficient insurance coverage to compensate Plaintiff. As a result, Plaintiff asserted a UIM claim against his own insurance carrier. The insurance carrier, after evaluating the claim, determined Plaintiff had been fully compensated for his injuries through the underlying settlement. Plaintiff disagreed so a jury trial ensued to determine the nature and extent of damages Plaintiff sustained during the motor vehicle accident. Ultimately the jury determined Plaintiff’s injures were less than he had already received through the settlement with the responsible party, and consequently, Plaintiff’s carrier did not owe any UIM benefits to Plaintiff.